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Steve Brown, Vice President, Account Executive, Parker Smith & Feek Why Physician Groups Need Directors & Officers Insurance

First few Article Sentences

You have a professional insurance provider that placed all the crucial insurance coverages a healthcare facility or physician group requires. The group purchases workers’ compensation insurance to protect employees, general liability for third-party lawsuits, auto liability for driving exposures, medical professional liability to protect the providers, employment practices liability to defend allegations of employment-related events, and most recently, a cyber liability policy. The organization is completely covered now, right?

All of these coverages are crucial, but unfortunately, a significant gap in coverage remains for healthcare organizations. When an entity receives a lawsuit, most expect their general liability or medical professional liability to defend and indemnify the organization. As broad as a commercial general liability policy is, it will not respond unless allegations of property damage or bodily injury are involved. The medical professional policy, on the other hand, only applies narrowly to claims of professional negligence.

Brown, Steve


Parker Smith & Feek


October 6, 2020

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